PatientFi guides
- PatientFi guide homeHow PatientFi loans work, who qualifies, what 0% promos really cost, how to log in and pay, plus a free calculator and eligible states.
- PatientFi reviewOur PatientFi review scores approval, loan amounts, cost clarity and service, with Trustpilot and BBB ratings and the complaints borrowers raise most.
- How PatientFi worksHow PatientFi works step by step: find an enrolled provider, apply with a soft credit check, choose a plan, accept the charge and make payments.
- PatientFi requirementsPatientFi has no published minimum credit score. See what it checks, age and state rules, the disputed approval rate, and how to improve your odds.
- PatientFi deferred interestPatientFi 0% plans charge back interest if not paid in full. Try the interactive chart, see CFPB data, and download a free checklist to avoid it.
- Procedures PatientFi coversProcedures you can finance with PatientFi: plastic surgery, med spa, dermatology, IVF, hair restoration, cosmetic dentistry, LASIK and audiology.
- PRIVI membershipPRIVI is PatientFi’s monthly membership for injectables, fillers and skin care. How it works, the rewards, and how it compares with a PatientFi loan.
- PatientFi for providersHow PatientFi works for practices: point-of-sale financing, pre-consultation approvals, multi-lender waterfall, integrations, payouts and merchant fees.
- FAQQuick answers to common PatientFi questions: credit check, credit score, loan limits, deferred interest, early payoff, login and finding a provider.
Articles
- ArticlesSourced PatientFi articles: is PatientFi legit, credit union membership, paying off early, what to do after a decline, and financing IVF.
- Is PatientFi legit?Is PatientFi legit or a scam? We checked its license, BBB and Trustpilot ratings, funding and who makes the loans, and what the complaints are about.
- PatientFi credit union membershipWhy a PatientFi loan may open a credit union account for you, who actually funds the loan, who you pay, and what to ask before you accept.
- Pay off PatientFi earlyPatientFi has no prepayment penalty. How to pay off a loan early, why it matters on 0% plans, how payments are applied, and how to stop autopay.
- PatientFi declinedDeclined by PatientFi? Why it happens, from frozen credit to thin credit files, whether it hurts your score, when you can reapply, and other options.
- PatientFi for IVFUsing PatientFi for IVF: what it covers, loan limits and terms, why multi-cycle treatment means multiple loans, and other ways to pay for fertility care.
Tools and comparisons
- PatientFi calculatorFree PatientFi calculator with a live chart. Estimate fixed-rate payments and total interest, or find the payment that clears a 0% promo in time.
- PatientFi vs CareCreditPatientFi vs CareCredit: installment loan or credit card, soft vs hard credit check, loan limits, terms, where each is accepted and deferred interest.
- PatientFi vs CherryPatientFi vs Cherry compared: loan amounts, 84 vs 60 month terms, deferred vs simple interest, and the disputed approval-rate claims.
- PatientFi alternativesCompare PatientFi alternatives: CareCredit, Cherry, Alphaeon, Sunbit, personal loans and in-house plans, with interest structures side by side.
- PatientFi loginHow to log in to PatientFi, which portal to use, how to make a payment online, by phone or by check, and PatientFi customer service numbers.
- ApplyHow to apply for PatientFi through an enrolled provider, and a free form to compare personal loan offers for medical and cosmetic procedures.
About this site
- AboutWho writes PatientFiLoan, how we research PatientFi, how we score it, how we make money, and how to request a correction.
- Updates and sourcesEvery change we make to PatientFiLoan, dated, plus the full list of sources behind our PatientFi figures, from PatientFi, the CFPB, BBB and others.
- Advertiser disclosureHow PatientFiLoan makes money, our relationship with the third-party loan-finder form, and why compensation does not affect our PatientFi coverage.
- ContactContact the PatientFiLoan editorial team for corrections or questions. For PatientFi account help, contact PatientFi directly.
- Privacy policyHow PatientFiLoan collects, uses and protects information: analytics, cookies, the third-party loan form, state privacy rights and requests.
- Terms of serviceTerms for using PatientFiLoan, an independent source on PatientFi financing: what the site is, third-party loan offers, estimates and liability.
- SitemapA complete list of PatientFiLoan pages: PatientFi review, requirements, deferred interest guide, calculator, comparisons and site policies.